Whatever you earn, keep a little percent of it aside, don’t touch it. Suppose you earn x amount, keep ten percent of it aside. Ten percent you must save for yourself. And whatever expenditure you have, do it. Save some for future. Plan like this.
The percentage that you save, may be three or five percent of that you should keep aside for charity. Everyone can do charity. It is not that you need to earn a lot of money to do charity. Whatever you earn, three percent of it you can keep aside for charity.
I think you are getting pocket money from your parents. Suppose you are getting x amount, you can keep three percent aside from that. Instead of spending that whole pocket money for your food, cinema and different things, you can save a little bit so that this habit gets inculcated in you. You will find that lack doesn’t exist in your life. Lack disappears and you feel happier.